Legend
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Post by KING KID on Jan 6, 2020 19:30:50 GMT
Okay so I just saw this message posted by the NYPD and I think it’s very important; so important that I want to relay this message to others. This is to avoid being scammed!
“Never Abbreviate 2020 when signing documents! For example 1/5/20 could be altered to 1/5/2018. Abbreviating the year can lead to fraud, prevent yourself from becoming a Victim.”
You’re welcome and stay safe!
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Legend
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Post by NATH45 on Jan 6, 2020 19:47:09 GMT
👍
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Post by Deleted on Jan 6, 2020 19:48:03 GMT
Kid fighting the good fight.
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God
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Post by iNCY on Jan 7, 2020 1:59:38 GMT
Okay so I just saw this message posted by the NYPD and I think it’s very important; so important that I want to relay this message to others. This is to avoid being scammed! “Never Abbreviate 2020 when signing documents! For example 1/5/20 could be altered to 1/5/2018. Abbreviating the year can lead to fraud, prevent yourself from becoming a Victim.”You’re welcome and stay safe! Anyone who writes the date: month / day / year is a filthy degenerate that deserves everything they get. 
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God
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Post by mikec on Jan 8, 2020 5:05:21 GMT
What exact fraud am I worried about someone doing with a cashed check?
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Legend
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Post by c on Jan 8, 2020 9:41:03 GMT
Nothing. It is a lame panic based on a the presumption that the date can somehow be exploited.
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Post by Deleted on Jan 8, 2020 10:01:45 GMT
What exact fraud am I worried about someone doing with a cashed check? I don't think the date will really matter. Using a check (that contains your routing/bank #) is probably bad enough if someone wanted to do anything...
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Post by @admin on Jan 8, 2020 22:21:33 GMT
Who is still using cheques anyway?
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New Member
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Post by Raven on Jan 9, 2020 1:18:11 GMT
For our agency, we have to sign client’s documents in full dates as such in case they steal a copy and reuse for the future instances
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New Member
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Post by Raven on Jan 9, 2020 1:22:02 GMT
Edit
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God
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Post by iNCY on Jan 9, 2020 2:50:39 GMT
Who is still using cheques anyway? Americans  They still have check signing stands in the grocery stores.
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Post by Deleted on Jan 9, 2020 12:10:19 GMT
The only thing I can think of is rent paying and even then that's probably only if you pay a solo homeowner directly. I dunno if boomers still do it for groceries but I do selfcheck out so I don't encounter the old fucks doing it.
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Senior Member
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Post by KJ on Jan 9, 2020 15:56:33 GMT
My 32-year-old wife LOVES writing checks. I don't get it. When paying our babysitter, my wife insists on writing a check. When I handle payment, it's a quick, automatic Venmo.
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Post by PB on Jan 9, 2020 17:33:58 GMT
I think we have a thread talking about how weird it is that Americans still use cheques every 2-3 years here. Like, unless you're over 85, you don't use cheques in other parts of the world anymore.
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Legend
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Post by KING KID on Jan 10, 2020 12:28:06 GMT
When I paid rent at my last apartment, my landlord INSISTED on us paying in checks. I think it’s more of a paper trail thing.
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Senior Member
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Post by KJ on Jan 10, 2020 20:26:01 GMT
When I paid rent at my last apartment, my landlord INSISTED on us paying in checks. I think it’s more of a paper trail thing. The only thing without a paper trail is cash. Electronic transactions have a more specific paper trail than checks. Your landlord didn't want to pay fees for processing cards.
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God
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Post by iNCY on Jan 10, 2020 23:25:34 GMT
When I paid rent at my last apartment, my landlord INSISTED on us paying in checks. I think it’s more of a paper trail thing. I own a business that moves around millions per year and I have NEVER used a cheque in our seven years of operation.
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God
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Post by iNCY on Jan 10, 2020 23:27:49 GMT
The only thing without a paper trail is cash. Electronic transactions have a more specific paper trail than checks. Your landlord didn't want to pay fees for processing cards. Those fees can be really steep for small business owners. There are no fees for Electronic transfers. Direct debit makes much more sense for a property owner as they can be set up to be automatic meaning the owner doesn't have to chase rent, unless the real reason is they're cashing the cheques for cash and not declaring the income.
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Post by Baker on Jan 11, 2020 4:56:19 GMT
“Never Abbreviate 2020 when signing documents! For example 1/5/20 could be altered to 1/5/2018. Abbreviating the year can lead to fraud, prevent yourself from becoming a Victim.” My mom just frantically texted me this very message the other day. OK, so I don't KNOW she was frantic. But I'll bet she was. There was urgency in that text. Anyway, can I use my new mod powers to change Kid's name to TheMom? Who is still using cheques anyway? How else would one pay bills? They still have check signing stands in the grocery stores. Many grocery stores have done away with this....at least in my neck of the woods. Even I have never written a check to buy groceries, by the way. My 32-year-old wife LOVES writing checks. I don't get it. When paying our babysitter, my wife insists on writing a check. When I handle payment, it's a quick, automatic Venmo. What is this Venmo you speak of? I am intrigued....
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Legend
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Post by KING KID on Jan 11, 2020 5:31:22 GMT
Venmo is the best thing ever.
You can send money to people and receive money to people and transfer it to your bank. It beats ‘IOU’ friends.
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Post by Deleted on Jan 11, 2020 12:34:36 GMT
How else would you pay bills? WTF. I figured most people either do online bill pay via their bank (which I guess they write the check?) or do so directly with their utilities website. I pay my rent, elec and internet with my credit card. Whatever points I earn for the month more or less covers the fee that my apartment building charges for doing credit, which I'd gladly pay anyway because fuck storing my checking account on a server.
I've literally never owned a checkbook.
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God
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Post by iNCY on Jan 11, 2020 13:00:55 GMT
How else would you pay bills? WTF. I figured most people either do online bill pay via their bank (which I guess they write the check?) or do so directly with their utilities website. I pay my rent, elec and internet with my credit card. Whatever points I earn for the month more or less covers the fee that my apartment building charges for doing credit, which I'd gladly pay anyway because fuck storing my checking account on a server. I've literally never owned a checkbook. I love my Credit Card, sweet sweet reward points that keep me forward of economy. I used to pay my company sales tax on my credit card, which was awesome before they knocked it on the head.
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God
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Post by System on Jan 11, 2020 14:08:26 GMT
My parents made it sound like a huge chore to pay bills when I was a kid, going to the post office etc. I’ve never paid a bill in person in my life so I wouldn’t know.
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Post by Deleted on Jan 11, 2020 14:15:52 GMT
How else would you pay bills? WTF. I figured most people either do online bill pay via their bank (which I guess they write the check?) or do so directly with their utilities website. I pay my rent, elec and internet with my credit card. Whatever points I earn for the month more or less covers the fee that my apartment building charges for doing credit, which I'd gladly pay anyway because fuck storing my checking account on a server. I've literally never owned a checkbook. I love my Credit Card, sweet sweet reward points that keep me forward of economy. I used to pay my company sales tax on my credit card, which was awesome before they knocked it on the head. Yeah I basically only use a credit card for my monthly expenses. Do it that way with the goal of just paying it off in full when the paycheck comes to me. My debit card never gets used. I tend to only use cash for gas and going out to restaurants as I'm not about to let a server walk away with my card... get the fuck outta here.
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Post by PB on Jan 11, 2020 21:02:24 GMT
We still have a few utilities that don’t allow for auto pay or online payment (water and sewer). We live in a very small town. We pay them with checks still. Also our tithe to the church is a check. Now that I think of it, we pay our son’s karate classes with a check also. Even most people in church here give by direct debit.
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Post by Deleted on Jan 12, 2020 3:34:41 GMT
Even most people in church here give by direct debit. We are just a small country church of like 20 people, most of which are over 50. I don’t think anyone besides me and one other family would even know what I’d be talking about if I talked to them about electronic transactions. How I feel when I eat at Bob Evans.
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Legend
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Post by 🤯 on Jan 12, 2020 3:37:48 GMT
We are just a small country church of like 20 people, most of which are over 50. I don’t think anyone besides me and one other family would even know what I’d be talking about if I talked to them about electronic transactions. How I feel when I eat at Bob Evans. Cracker Barrel
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Post by Deleted on Jan 12, 2020 11:21:57 GMT
Perhaps a better choice, but I've also never seen it only have 20 people inside...
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Legend
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Post by 🤯 on Jan 12, 2020 12:03:52 GMT
Cracker Barrel is amazing. Definitely depends on the location then.
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